FARM OWNERS PACKAGE
Do you own a farm? If so, you will need coverage for your home and buildings, as well as your liability exposure. Our farm package consolidates all of the coverage that you need into one policy including:
Coverage for your home, personal property, outbuildings, machinery, tack, equipment, livestock and other farm assets as well as liability coverage.
Care, custody and control and farm auto coverage can be added as well.
CARE, CUSTODY, & CONTROL
This coverage provides protection, including coverage for legal expenses, if you are sued as the result of the death or injury of a non-owned horse in your care. Various per horse coverage limits are available.
EQUINE COMMERCIAL GENERAL LIABILITY
Provides coverage, including legal fees, if you are sued as the result of property damage or bodily injury arising out of your horse operation. Base limits of up to $1,000,000 per occurrence are available. Excess liability and professional liability coverage can also be added to provide additional protection.
PERSONAL HORSE OWNERS LIABILITY
Owning a horse creates unique liability exposures. Many times the liability associated with the ownership of a horse is not covered under your homeowner insurance policy. The horse owner’s general liability policy fills this gap.
EQUINE EVENT LIABILITY & Equine Clubs or Associations
Equine event coverage, or equine club and association coverage, can be written on a short term or annual basis depending on the number of events that you host throughout a twelve month period. The policy provides coverage for bodily injury or property damage arising from event. Coverage can be written to include participants and excess liability/umbrella coverage can also be included.